# ARPs

<figure><img src="/files/bAimvMBIAgFanDCvC7uP" alt=""><figcaption></figcaption></figure>

Les comptes créditeurs et débiteurs (ARPs) sont des contrats déployés sur la blockchain qui permettent aux utilisateurs de configurer leurs créances ou leurs dettes de manière décentralisée et transparente.

Vous pouvez configurer votre système de paie, une tontine, un système de budgétisation, etc.

[Obtenez un soutien supplémentaire de la communauté ici.](https://paychat.payswap.org/#/room/%23paycom%3Amatrix.org?via=matrix.org)


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