# BNPLアプリ

Klarna のような BNPL アプリを作るために valuepools の機能をどのように活用しますか？

そのようなアプリを構築するには、次の機能が必要です：

* ユーザーの信頼性を判断する能力
* ユーザーに貸し付けて、マーケットプレイスで商品を購入できるようにする能力
* 貸付金の返済能力


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