# BNPL App How would you use valuepools' features to build a BNPL app like Klarna? To build an app like that, you would need the following features: * An ability to gauge user's trustworthiness * An ability to lend to users so they can buy items on the marketplace * An ability to reimburse loans --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.payswap.org/use-cases/valuepools/bnpl-app.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.