> For the complete documentation index, see [llms.txt](https://docs.payswap.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.payswap.org/products/dramps/ramps-valuepool.md).

# Ramps Valuepool

There is a valuepool associated with the ramp that helps lend money to ramp owners with a relatively low interest rate.

All profits made by the valuepool either through sponsorships or its lending activities are used to finance the installation of ATMs around the world that will enable users to directly withdraw their tokens in cash from a ramp of their choice on PaySwap or deposit cash and have crypto sent to their wallets.

These ATMs will also be used to receive transfers thus enabling users to send money to anyone around the world, even those without a crypto wallet as they can just go to the ATM, enter a code and withdraw money has been sent to them in cash or send money to other people.